FAQ's about applying online
How long does it take to get a credit card application decision?
The time can vary with some credit cards offering instant approval while others may require several weeks. However, applying online generally speeds up the process. Some credit card companies offer 60 seconds decison. There may be some truth to the concept that the better your credit rating is the faster the response time for a credit card application. Once a decision is made you will be notified by mail and email.