Three Credit Scores Are Better Than One
One big mistake that most borrowers make is to simply live a life of ignorant bliss when it comes to acknowledging that there is not just one, but three credit bureaus from which credit card scores can be pulled.
Many people only pull one credit report because they are not aware that there is more than one credit bureau keeping tabs on them. These three credit bureaus are the private for-profit entities described in Part I – Experian, Equifax and Transamerica
The best way to get your credit reports is to purchase them directly from the three national credit-reporting agencies and then have them mailed to you.