Correct Credit Report Errors
It is a mistake to ignore inaccurate, outdated or unverifiable information on your credit report. Even the smallest detail can prevent you from getting a reasonable interest rate or any credit at all.
The area in which credit report mistakes can affect you the most is in the area of your reputation. Unfortunately rather than ask you, most insurance companies look at your credit report to find out the facts about you. The wrong information can have the effect of drastically raising or lowering your insurance rates.
You can write to the major credit bureaus and demand that false information about you on your credit report be removed or you can hire an attorney to do it for you.