CreditMe.com

Discover® Open RoadSM Card for Students

• 0% Interest* on Purchases for 6 Months
• Build Your Credit History
• Full 5% Cashback Bonus® on gas and auto maintenance purchases*
• Up to 1% Cashback Bonus on all other purchases*
• $0 Fraud Liability Guarantee
• No Annual Fee

Discover Card is known for its Cashback Bonus incentives and the Discover® Open RoadSM Card for Students is no exception.

The Discover® Open RoadSM Card for Students helps students establish a good credit history.  Discover Card has an entire program designed to help students and first-time credit card users build a credit history and establish themselves as viable credit consumers, which can lead to more available opportunities in the future.

The Discover® Open RoadSM Card for Students offers a 0% APR (annual percentage rate) for an introductory period of six months.  There is no annual fee for this card and it offers the optional benefit of cash back rewards in gasoline merchandise.  After the initial six-month introductory period, the APR changes to 16.99% APR.

Rewards

As far as rewards go, you can double the value of your Cashback Bonus points when you choose to use them as gift cards or e-gift certificates from 80 different specialty stores that are linked or affiliated with the Discover Card family of partners and affiliates.  The entire list is available online or in paper copy from Discover Card at the time of your application acceptance.

You can receive a 5% Cashback Bonus on gas purchases.  Talk about the right kind of incentive these days with the higher prices of gasoline.  This can be a huge and very helpful savings, especially to students traveling back and forth from home to college, and college to home.  Students have also been known to take summer road trips and having the Discover® Open RoadSM Card for Students can be a massive help with gasoline costs.  As well, you will also receive 5% cash back on eligible auto maintenance purchases (make sure to read all the fine print for details at the time of application).

The Discover® Open RoadSM Card for Students also offers you a 1% Cashback Bonus on all your other eligible purchases (see card application fine print for details).

All these benefits help in everyday life, not to mention the special needs of students, who generally have more limited financial resources as they study to further their education.  This program offers several options to help students.

Services

The Discover® Open RoadSM Card for Students maintains it has one of the easiest online account management tools to use.  The majority of students are very familiar with computers and the idea of easy account accessibility and being able to track your account online is a huge advantage.  Students, on average, are intimately familiar with the computer and how it works, and this option is very important, especially with the additional option of being able to pay your credit card bill online through this method.

The Discover® Open RoadSM Card also provides a zero dollars fraud liability guarantee and 100% fraud protection.  If your bank thinks your credit card security might be compromised, they will send you early warning alerts to let you know.  The zero dollars fraud liability guarantee assures you that you will never have to pay for fraudulent or unauthorized charges.  Fraud protection services for The Discover® Open RoadSM Card are also available 24 hours-per-day, 7 days-per-week with just a phone call to their customer service department.

Discover Card’s customer service experts are just a phone call away anytime of the day or night, and their representatives can help you with almost any question you have regarding your account.  Call Discover Card’s representatives at 1.800.DISCOVER (1.800.347.2683) anytime to get help.  You can also contact a customer service representative online at www.discovercard.com.  You only need to register and log in and you will also have access to help online to answer your questions.  As well, if you have a financial query, the Discover Card’s customer service representatives are there to try to assist you.

In this era of time when we are getting more and more concerned about our environment, the Discover® Open RoadSM Card for Students offers paperless statements by simply viewing your statement online.  This Card is all about making life easier for you, and, to this end, Discover Card also allows you to choose your own personal billing date.  Choose the time of month when it will be best and easiest for you to make your monthly payment to the Discover® Open RoadSM Card for Students.  As well, you have the option of having email reminders sent to you to alert you as to when a payment on your account is due.  This email reminder service is yet another added valuable service from Discover Card.

Knowing that students are probably new to credit card experiences, Discover Card has a “Credit 101” on their website, which includes a glossary, a budget calculator, and even a credit quiz.  Just three more ways that Discover Card is trying to help students get a head start on establishing a good credit history.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	6 Months	16.99%	None	N/A	Good Credit