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Capital OneŽ No Hassle MilesSM Ultra - For Professionals

  • For professionals with excellent credit
  • Earn 2 miles for each dollar spent on all purchases
  • No blackout dates or seat restrictions
  • No expiration date on miles and no limit on the miles you can earn
  • 13.9% APR on purchases and balance transfers

Are you a professional travelling around a lot? You may want to take a look at this new card from Capital One, which they call No Hassle MilesSM Ultra - For Professionals.

The No Hassle MilesSM Ultra - For Professionals by Capital One is a rewards card which was designed most especially for professionals and business people. If you want to earn airline miles for travel as reward points for all your purchases, this card is the way to go for you.

The Perks
What does the No Hassle Miles SM Ultra for Professionals reward card offer? First, you earn two miles for every dollar you spend on your purchases through this reward program. There are no restrictions on earning miles. This means that you can accumulate as many miles as you can, and your miles do not have any expiry. You can redeem your miles in exchange for plane tickets with any airline of your choice, anytime without seat restrictions or blackout dates. Whether it is the peak or the off-peak season, as long as seats are available, your points can be redeemed.

Aside from using your miles for air travel, you have other options to redeem your reward. You can redeem it as cash, as payment for merchandise, as gift cards, or give it away through charitable donations.

Fees and Interest Rates
Presently, Capital One doesnot offer introductory APR anymore. A regular fixed interest rate of 13.9% will be imposed, which is relatively reasonable. For cash advances, an APR of 19.78% will be charged.

As in many other credit cards, an annual fee of $39 is charged with this card. There are also a few other fees which can be imposed, depending on the situation. For late payments, a fee of $39 will be charged. If you issue a bouncing check, you will be charged with a return check fee of around $29. However, these fees are relatively cheap as compared to the amount that other cards do. No Hassle MilesSM Ultra - For Professionals do not charge over-the-limit fees or foreign exchange charges.

The Perks
In exchange for the annual fees you need to pay for, this card provides a wide variety of benefits. Aside from the reward points that you earn for your purchase, you are also entitled to savings which amount to up to 40% on certain featured offers and 10% on items included in the Capital One Saving Zone (available when you shop through Yahoo!) You can also enjoy exclusive concierge services through this card.

Note that No Hassle MilesSM Ultra - For Professionals is not just an ordinary plastic card. It bears the MasterCard logo, which means that you enjoy all the benefits that all MasterCards do. This includes purchase insurance, emergency roadside assistance, and 24/7 customer service support.

Thus, if you are a stable professional who would like a card that can earn you airline miles rewards that you can use to travel for free, Capital One No Hassle MilesSM Ultra - For Professionals card is definitely for you. Avail of their interest-free introductory rate now and take most advantage of what this card has in store for you.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 13.90% $39 Yes Excellent

* See the Capital OneŽ No Hassle MilesSM Ultra - For Professionals application page for details about terms and conditions of offer.

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