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Capital One® No Hassle CashSM for Students

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• More cash back—25% annual bonus on the cash you’ve earned during the year*
• No catch—1% cash back on purchases you make from day one
• No limits—No limit on cash back
• No Expiration—Rewards won’t expire for the life of your account
• Great savings—At Capital One Saving ZoneSM on Yahoo! Shopping
• Don’t forget – 0% APR on purhcases until October 2008

Are you a student who would like to have a taste of the real life? Well, here is something you can start with. Students now have the right to establish their own credit histories as early as they wish to. Thanks to cards such as Capital One’s No Hassle CashSM for Students. This is actually one of the more popular credit cards that many students apply for. It does not only offer great benefits and reasonable interest, but it also offers cash rebates which are admittedly most useful.

The Perks
The Capital One No Hassle CashSM for Students offers 1% cash back on all the purchases the cardholder makes right from the first day of use. Not only that, students can also earn more cash back as it offer 25% annual bonus on all the cash rebates that you have earned for the year. If you accumulate 2,000 points for the year, you will be entitled to a 500 bonus just for accumulating that much for the year. There are no limits on the amount of cash rebates you get, and there are also no limits (or minimum) on how much you can redeem. More importantly, you do not have to worry about your cash expiring on a certain date. You can earn as much as you want and all these rewards do not expire throughout the life of your account. As long as your account is active and existing, you can redeem your cash anytime you want to.

Additional Benefits
Aside from this excellent rewards program, the Capital One No Hassle CashSM for Students credit card also offers premium benefits as a Visa card. You can enjoy additional built-in security on your purchases with the extended warranty program. You are also eligible to zero fraud liability along with emergency cash or card replacement if you lose your card or if it gets stolen. You are also offered 24-hour roadside assistance (includes towing, lock-in and tire repair service), insurance on rental cars (damage, loss or collision) as well as an automatic travel accident insurance with worldwide coverage of up to $100,000. You are also entitled to online account services as well as 24 hours a day 7 days a week customer service support.

In exchange for these additional benefits, you are required to pay a reasonable fee of $29. This is lower than the average annual fees imposed by most credit card companies. Miscellaneous fees are also imposed, such as late payment, over limit, and return check fees, where you expect to pay about $39.

With a Capital One No Hassle CashSM for Students card, the variable APR you need to pay for is currently at 14.9%. Though this is not significantly low, you can actually enjoy their existing introductory offer of 0% APR until June 2008. For the next few months, you can enjoy interest-free payments on your purchases, and accumulate as many cash rebates as you can afford.

Whether you are a student who would like to have better control of your finances, or who would like to start establishing a good credit record, the Capital One No Hassle CashSM for Students card is definitely for you. Take the most advantage of this card by availing of the limited 0% APR offer.