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Credit Cards for People with Bad Credit

EuforaTM Prepaid MasterCard®

  • Guaranteed Approval
  • Up to 6% Cash Back or Travel Rewards
  • No annual fee
  • No limit on earnings
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $29.95-$99.95 N/A Bad Credit

Wired Plastic™ Prepaid Visa®

  • No Upfront Payment Required – Receive your new Visa card in as little as 3 days
  • Overdraft Safety Program – Qualify to receive up to a $1500 cash advance directly to your card!
  • Rewards Program – Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads
  • Integrated Bill Pay Service – Pay any bill online or over the phone, even if they don’t accept credit or debit cards
  • Convenient Loading Options – Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A N/A N/A Bad Credit

New Millennium Platinum Card (NMB)

  • No CREDIT CHECK
  • Approved regardless of Credit History
  • Credit Limits UP TO $10,000*
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • Emergency cash transfers
  • Auto rental insurance
  • $100,000 travel accident insurance
  • Extended warranty protection
  • Special high introductory savings rate
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 19.5% $59 Yes Bad Credit

Orchard Bank Secured MasterCard®

  • Reports to all 3 credit bureaus monthly, which can help improve your credit score
  • Free Online 24-hour Account Access and Bill Pay
  • Complete your application, including your security deposit, online
  • Set your own credit limit
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 14.90% $39-$79 N/A Bad Credit

Orchard Bank Gold MasterCard®

  • Enjoy the prestige of a Gold MasterCard
  • Receive Gold card privileges and benefits
  • Great credit card to strengthen or rebuild your credit
  • Reports to all 3 credit bureaus monthly, which can help improve your credit score
  • Free Online 24-hour Account Access and Bill Pay
  • Periodic credit limit increases
  • 4 Plastic Designs to choose from
  • Choose your own Plastic
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 14.90% $79 N/A Bad Credit

Orchard Bank Silver MasterCard®

  • Great credit card to strengthen your credit
  • Reports to all 3 credit bureaus monthly, which can help improve your credit score
  • Free Online 24-hour Account Access and Bill Pay
  • Periodic credit limit increases
  • 4 Plastic Designs to choose from
  • Choose your own Plastic
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 14.90% $49 N/A Bad Credit

Orchard Bank Platinum MasterCard®

  • Enjoy the prestige of Platinum with no up front fees
  • Premium Platinum benefits including Purchase Protection
  • Great credit card to strengthen your credit
  • Reports to all 3 credit bureaus monthly, which can help improve your credit score
  • Free Online 24-hour Account Access and Bill Pay
  • Periodic credit limit increases
  • 4 Plastic Designs to choose from
  • Choose your own Plastic
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 14.90% $39-59 N/A Bad Credit

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