Bank of America Credit Cards

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	16.99%	$0	Yes*	Excellent Credit

Earn points towards cash back
0% Intro Annual Percentage Rate (APR)� on purchases and balance transfers for the first 6 billing cycles.
Earn 5 bonus points with your first purchase
Bilingual communications and services in English or Spanish
No annual fee
Card issued by FIA Card Services, N.A.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	6 months	14.24%	None	Yes	Good Credit

0% Intro Annual Percentage Rate (APR)� on balance transfers and cash advance checks for your first 12 billing cycles.
Get Double Points on dining and travel purchases through January 1, 2007
No annual fee and the flexibility to pay over time
Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates
Earn one point for every net retail purchase dollar
Access to special Cardmember offers from American Express to save on shopping, dining, travel, hotels, and much more.
Free 24/7 Concierge Service
Card issued by FIA Card Services, NA.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	12 months	7.99%	$0	Yes*	Excellent Credit*

0% Intro Annual Percentage Rate (APR)� on balance transfers and cash advance checks for your first 12 billing cycles.
Earn 1 Point for every dollar you spend in net retail purchases.� Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
No Annual Fee
Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation’s hottest restaurants.
Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning, let Visa Signature Concierge handle all the details.
Absolute Fraud protection
Card issued by FIA Card Services, NA.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 Months	7.9%	$0	Yes	Excellent Credit

0% Intro Annual Percentage Rate (APR)� on balance transfers and cash advance checks for your first 12 billing cycles.
Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
No Annual Fee
Free 24/7 Concierge Service
Absolute Fraud Protection
Card issued by FIA Card Services, NA.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	12 Months	7.9%	$0	Yes	Excellent Credit

0% Intro Annual Percentage Rate (APR)� on balance transfers and cash advance checks for your first 12 billing cycles.
Earn 1 Point for every dollar you spend in net retail purchases.� Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
No Annual Fee
Free 24/7 Concierge Service
Absolute Fraud Protection
Card issued by FIA Card Services, NA.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	12 Months	7.9%	$0	Yes	Good Credit

0% introductory APR on balance transfers and cash advance checks for your first 12 billing cycles
Earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays
No Annual Fee
24-hour Online Access
Absolute Fraud Protection
Card issued by FIA Card Services, N.A.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	12 Months	9.9%	$0	Yes	Good Credit

Get back 10% of your yearly interest charges
0% Intro Annual Percentage Rate (APR) on purchases and balance transfers for the first 6 billing cycles.
No annual fee
Online Banking Service
Total Security Protection�
Card issued by FIA Card Services, N.A.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months	14.24%	$0	Yes	Good Credit

0% Intro Annual Percentage Rate (APR)� on purchases and balance transfers for the first 6 months.
No annual fee
Credit lines as high as $25,000
Online Banking Service
Total Security Protection�
Card issued by FIA Card Services, N.A.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	6 months	11.24%	$0	Yes	Excellent Credit

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