American Express Credit Cards

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	12 Months	12.24%	None	Yes	Good Credit

Start out with a great nest-warming gift - 5,000 Membership Rewards� points the first time you use the Card, which can be redeemed for a $50 gift card.
Earn an additional 10,000 bonus points when you spend over $15,000 on the Card annually.
No annual fee. Pay over time or in full.
Exclusive Welcome Gift: The Nest Planning Kit, filled with many helpful items to get the two of you started including The Nest planning binder, designed to help you organize and manage home expenses and joint finances.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	12.24%*	None	Yes	Good Credit

Earn 10,000 Starpoints with your first purchase - that’s good for up to 3 free nights!
Earn 1 Starpoint for virtually every dollar you spend on the Card
Redeem at over 825 participating Starwood hotels and resorts worldwide with no blackout dates
Transfer to over 30 frequent flyer programs, most on a one-to-one basis
Save on business purchases at companies like FedEx� and Hertz�
Fee-free for your first year

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
2.90%	6 months	18.24%	First year free then, $30	Yes	Good Credit

Start out with a great wedding gift - 5,000 Membership Rewards� points the first time you use the Card, which can be redeemed for a $50 gift card.
Earn an additional 10,000 bonus points when you spend over $15,000 on the Card annually.
Track all of your wedding - related expenses with the Card on one monthly statement.
No annual fee. Pay over time or in full.
Exclusive Welcome Gift: Plan every detail of your wedding with The Knot Wedding Planning Kit, including The Knot wedding binder, where you can manage wedding ideas, budgets, guest lists, to-do’s and more.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
3.99% for Balance Transfer	6 months	18.24%	$40	Yes	Good Credit

Earn 5% cash back on gas, office supplies and wireless services
Earn 1% on cash back on virtually all other purchases
Cash back is automatically credited to the statement each month
No fee with the flexibility to pay in full or carry a balance 0% introductory APR for the first 12 months
OPEN Savings� : Automatic discounts with FedEx, Delta�, Courtyard by Marriott�, and more

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	12 Months	8.25%	None	Yes	Good Credit

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